Metal Cards
Benefits
When you pay in Bahraini Dinars 
Everywhere
1.00%
For payments above BHD 10, the cashback is 1%. For payments between BHD 5 and 10, the cashback is 0.50%.
Government and education
for payments above BHD 10
Free mobile wallet account, all in one app, earn as you spend with stc pay card, send money internationally, pay and get paid easily, and more!
Manage your money from your smartphone
Spend as you top up, get cashback as you spend
Always get the best rate to 60+ countries
Bank and wallet account transfers on the go
Government, telecom, insurance, school payments and more
Buy gift cards, devices and airline miles
Apply for a cash loan
stc pay × PayPal Transfers
Discover unbeatable prices on the latest devices from the stc pay app
Turn remittance into rewards with Miles+
Pay your domestic worker’s salary
A card for family and kids with instant and unlimited cashbacks. You spend together, earn together as a family.
Spend together, earn together
We are your mobile wallet for your everyday payments. Either only for you, for your family, or for your business, we provide innovative, digital solutions.
Learn more about us
Our values and commitments to you
Governing body of stc pay
Our team behind the scenes
Search and apply for positions within stc pay
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We are committed to deliver you the best customer experience. Let us know how we can help.
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File an official complaint
Learn more about stc pay products and services
Stop fraud together
For payments above BHD 10, the cashback is 1%. For payments between BHD 5 and 10, the cashback is 0.50%.
for payments above BHD 10
For payments above BHD 10, the cashback is 1%. For payments between BHD 5 and 10, the cashback is 0.50%.
for payments above BHD 10
For payments above BHD 10, the cashback is 1%. For payments between BHD 5 and 10, the cashback is 0.50%.
for payments above BHD 10
Cashback of 1% applies to transactions above BHD 10. Transactions between BHD 5 and BHD 10 are eligible for 0.5% cashback.
for payments above BHD 10
for payments above BHD 10
Fast Food, Real Estate Agents, Cinemas, Parking Lots, Sports and Fitness, Entertainment Tickets, Transportation including Taxis and Ride Services.
For all international spending: No cashback applies to transactions below BHD 1. Transactions from BHD 1 up to BHD 5 are eligible for 1% cashback.
Stay in charge of every card – get spend alerts, manage limits, and monitor cashback earnings all from your app.
Share your wallet with up to 5 family cards [2 for adults (18+), and 3 for kids (ages 8–17)].
Family members receive physical cards by default.
Each member can only hold one active family card.
If a family member creates their own stc pay account, their family card will be deactivated.
Get more from your card.
Supercharge your savings.
Take your cashback to the next level with our Cashback Boosters—unlock extra rewards when you spend on your favorite categories.
Learn more from our FAQ
Family Cards are supplementary cards issued under your account, allowing your family members to spend from your wallet while you stay in control.
You can apply for up to 5 Family Cards – 2 for adults (18+) and 3 for kids (ages 8–17).
No need to top up separately – your family members will spend directly from your wallet balance.
You’ll receive instant notifications for every transaction made using Family Cards.
Yes! As the primary account holder, you receive instant cashback for all eligible transactions made by your family members.
Yes, you can manage everything through the stc pay app:Set spending limitsFreeze or replace cardsEnable/disable local, international & ATM useGet real-time spend updates