Grow your business with stc pay

Power your business with Bahrain's all-in-one digital business wallet.

Built for ambitious SMEs, our platform streamlines financial management, helping you save time, reduce complexity, and focus on growing your business.

Trusted by 300+ businesses across Bahrain

One platform
complete business control

Business portal brings together accounts, cards, payments, payroll, transfers, and rewards into a single, integrated platform designed for Bahrain businesses. Manage your financial operations with greater visibility, efficiency, and control, all from one secure dashboard.

  • Business accounts

    Manage your business finances with a centralised account that provides real-time visibility, control, and cash flow management through sub accounts.

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  • Business cards

    Issue physical and virtual corporate cards instantly, set spending controls, manage limits and monitor transactions in real time.

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  • Transfers

    Move money with ease, whether you're transferring funds between your own accounts, paying suppliers in Bahrain, or sending international transfers.

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  • Payroll & WPS

    Pay salaries quickly and securely. Automate payroll, schedule salaries, and process bulk payments with full compliance to WPS.

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  • Bill payments

    Pay utility, government, and service bills securely and conveniently from your business account.

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  • Payment acceptance

    Accept payments with ease while offering customers the flexibility to pay their way through a seamless and secure checkout experience.

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Solutions for every kind of business

stc pay business makes it easy for small businesses to pay and get paid. Open an account within 5 minutes and start managing your finances instantly. Let's grow your business together.

Explore our unique features

Try the cashback calculator to see what your company spend should be returning

BD 0
BD 0BD 1M
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Your estimated annual cashback
BD 0.000 Based on up to 1.5% cashback rates

Terms and conditions apply

Trusted by 300+ businesses across Bahrain

Recommended by businesses across Bahrain for delivering greater control, visibility, and efficiency in managing company finances.

  • “The solution has been efficient and user-friendly, offering reliable transaction processing, clear reporting through the portal, and flexible options for issuing multiple cards with varying permissions.”
    Mohammed Almarwani Director of Accounting Directorate
  • “The ability to issue and control multiple cards, track transactions in real-time, and manage spending through a centralized portal has greatly improved our financial operations.”
    Mohammed Sana CEO
  • “One of the key advantages is the cashback feature, which adds significant value. In addition, the online portal is user-friendly and enables us to conveniently reload the cards and monitor transactions with ease.”
    Mohammed AbdulRahim Kooheji Financial Controller
  • “Since adopting stc pay's WPS solution, we are able to process the payroll easily with full control of its disbursements. Not only the easiness but also dedicated back end support from stc pay team is appreciated.”
    Rajesh K Nair Accounts Manager
  • “The ability to top up the cards easily through Fawri via BenefitPay, as well as directly from bank accounts, has added significant convenience to our daily operations.”
    Charlyn Palo Consultant - patronus clearance
  • “The website is intuitive, efficient, and provides a seamless user experience. The attention to detail and ease of use reflect stc pay commitment to excellence in digital services.”
    Fatima Accountant

Open your Business account in 5 minutes

Get started quickly with a fully digital onboarding experience. Through our integration with Bahrain's Ministry of Industry and Commerce, you can register your business account securely with minimal paperwork and no branch visits.

  1. Step 1

    Register your business

    Enter your company details and business registration information to begin your application.

  2. Step 2

    Verify with CR number

    Provide your commercial registration (CR) number for instant verification through official government systems.

  3. Step 3

    Complete verification

    Scan your CPR and complete KYC verification through our secure digital onboarding process.

  4. Step 4

    Get started

    Get started immediately by funding your account and issuing corporate cards.

Frequently asked questions

Designed to help businesses get started with confidence.

01 Why choose the stc pay Business Card?
The stc pay Business Card gives you cashback on eligible spend, full control over team limits, and clear visibility across all transactions from one portal.
02 Are there any annual fees?
Pricing details are shared during onboarding. Many features are available with no annual fee. Contact our team for the latest plans.
03 How do I open a business account and how long does it take?
Opening a business account is fully digital and takes approximately 5–7 minutes if you have all the required documents ready. Once submitted, applications are typically reviewed and activated within 24–48 business hours, with no branch visit required.
04 Can I send both local and international transfers?
Yes. You can send both local and international transfers directly from the portal.
05 Is payroll processing WPS compliant, and is the service free?
Payroll processing is fully WPS compliant. Reach out to our team for details on availability and pricing.
06 Which bills can I pay through the portal?
You can pay a wide range of business bills and utilities directly through the portal.
07 Which payment methods can I accept?
You can accept payments from your customers through multiple methods supported by stc pay.
08 How do I contact Business Support?
Our Business Support team is available to help — contact us through the portal or the contact form and we ensure a quick response.

Ready to open your account?

Get full visibility on payments, payroll, cards, and bills from one dashboard. Open your account in 5 minutes.

Open business account

You have different questions?

Our team will answer all your questions. We ensure a quick response.

Contact us