Metal Cards
Benefits
When you pay in Bahraini Dinars 
Everywhere
1.00%
For payments above BHD 10, the cashback is 1%. For payments between BHD 5 and 10, the cashback is 0.50%.
Government and education
for payments above BHD 10
Free mobile wallet account, all in one app, earn as you spend with stc pay card, send money internationally, pay and get paid easily, and more!
Manage your money from your smartphone
Spend as you top up, get cashback as you spend
Always get the best rate to 60+ countries
Bank and wallet account transfers on the go
Government, telecom, insurance, school payments and more
Buy gift cards, devices and airline miles
Apply for a cash loan
stc pay × PayPal Transfers
Discover unbeatable prices on the latest devices from the stc pay app
Turn remittance into rewards with Miles+
Pay your domestic worker’s salary
A card for family and kids with instant and unlimited cashbacks. You spend together, earn together as a family.
Spend together, earn together
We are your mobile wallet for your everyday payments. Either only for you, for your family, or for your business, we provide innovative, digital solutions.
Learn more about us
Our values and commitments to you
Governing body of stc pay
Our team behind the scenes
Search and apply for positions within stc pay
Our shareholder
Our Newsroom
We are committed to deliver you the best customer experience. Let us know how we can help.
Contact center and support email
File an official complaint
Learn more about stc pay products and services
Stop fraud together
For payments above BHD 10, the cashback is 1%. For payments between BHD 5 and 10, the cashback is 0.50%.
for payments above BHD 10
For payments above BHD 10, the cashback is 1%. For payments between BHD 5 and 10, the cashback is 0.50%.
for payments above BHD 10
For payments above BHD 10, the cashback is 1%. For payments between BHD 5 and 10, the cashback is 0.50%.
for payments above BHD 10
Cashback of 1% applies to transactions above BHD 10. Transactions between BHD 5 and BHD 10 are eligible for 0.5% cashback.
for payments above BHD 10
for payments above BHD 10
Fast Food, Real Estate Agents, Cinemas, Parking Lots, Sports and Fitness, Entertainment Tickets, Transportation including Taxis and Ride Services.
For all international spending: No cashback applies to transactions below BHD 1. Transactions from BHD 1 up to BHD 5 are eligible for 1% cashback.
Please refer stc pay app to know the updated offers.
Supercharge your savings.
Take your cashback to the next level with our Cashback Boosters—unlock extra rewards when you spend on your favorite categories.
Spend and earn together.
Share the benefits! Get up to 5 complimentary family cards for your loved ones. Everyone earns cashback, and you stay in control from your app.
Pay instantly with the device you already use.
Add your stc pay card to Apple Pay, Samsung Pay, or BenefitPay and enjoy fast, secure contactless payments anywhere.
A faster, safer way to check out online
Enjoy a seamless online shopping experience with Click to Pay—no more entering your card details every time you shop. With stc pay, you can securely save your card and check out in just a few clicks.
Get more from your card.
Enjoy exclusive cashback deals, partner discounts, and limited-time promotions designed to help you save while you spend.
Manage everything from the app
Your card. Your rules. All in one app.
Learn more from our FAQ
The stc pay card is a personal prepaid card which you can apply for through stc pay app. You can use the card to shop online, pay in stores, withdraw money from any ATM. The card is accepted globally.
You can easily upgrade your card by following the below steps: Login to stc pay app Tap on the “Cards” in the home screen Select Upgrade option at the top and follow the instructions
Daily Spending Limit: BHD 2,500 Monthly Spending Limit: BHD 20,000
1. Login to stc pay app 2. Tap on “Cards” in the home screen 3. Tap on “Card Settings” 4. Tap on “PIN Settings” 5. Click on “View Current Card PIN"
Yes, you can withdraw cash from all supported bank ATMs.
Login to stc pay app Tap on “Cards” in the home screen Tap on “Card Settings” Click on “Report lost/stolen card” and follow the instructions Once reported, re-apply for a new physical card from the Card section in the app. Please note a card replacement fee will apply.
You will receive your cashback instantly in your “Cashback+” balance after every eligible transaction
You can transfer your cashback to your stc pay wallet You can also use your cashback within the stc pay app to: Purchase gift cards Purchase latest devices Pay bills Pay remittance charges Convert cashback to air miles Donate to Charity Use the balance to do a transaction in case of insufficient balance in your card/wallet.