Campaign Period:
From 5 May 2026 to 30 September 2026

General Conditions:

• Cashback is applicable per category, based on defined eligibility and caps.
• Each category has its own monthly cashback cap.
• Once the cap is reached, standard cashback percentage will apply.
• stc pay reserves the right to amend, suspend, or terminate the campaign at any time without prior notice.
• Customers must review full offer details via the stc pay app or website before transacting.
• Cashback is credited as per stc pay internal processing timelines.
• International transactions in GBP and EUR made using Elite, Elite Metal, or Platinum cards are eligible for 1% cashback.
• All Remittance Transfer transactions are not eligible for the cashback.
• In case of refunds, reversals, cancellations, cashbacks will be reversed.
• stc pay Cashback terms & conditions apply.
• Full terms and conditions is here.

Eligibility

• Valid for stc pay cardholders (Metal, Elite, Platinum).
• Cashback percentage varies by card tier (Metal, Elite, Platinum).

Category-Specific Conditions

1. Local Dining (BHD Spend)

• Cashback: 5% for Metal, and 3% Elite
• Minimum spend: BHD 10
• Monthly cap: BHD 250 spend
• Valid for dine-in only (excluding fast food)
• Applicable on selected MCCs

2. International Spend – Saudi Arabia

• Cashback: 5% for Metal, Elite, and Platinum
• Minimum spend: BHD 5
• Monthly cap: BHD 250 spend
• Currency: SAR
• Applies to all eligible transactions in Saudi Arabia

3. International Dining

• Cashback: 5% for Metal, 5% Elite, and 3% Platinum
• Minimum spend: BHD 10
• Monthly cap: BHD 250 spend
• Dine-in only (excluding fast food)
• Applicable on selected MCCs

4. Flight Bookings

• International spend in non-BHD (earns 5% on Metal card, 5% on Elite card, 3% on Platinum)
• Cashback: 5% for Metal, 5% Elite, and 3% Platinum
• Minimum spend: BHD 10
• Monthly cap: BHD 250 spend
• Valid only on official airline websites/apps
• Valid on: Gulf Air, Emirates, Qatar Airways, Etihad Airways, Flydubai, Air Arabia, EgyptAir, Saudia, Kuwait Airways, Oman Air, Jazeera Airways, FlyNas, FLY JINNAH, FLYDUBAI, Flyadeal, ROYAL JORDANIAN, PEGASUS, Airsial, British Airways, Lufthansa, Turkish Airlines, KLM, Air India, IndiGo, Pakistan International Airlines, Biman Bangladesh Airlines

5. Online Shopping

• Cashback: 5% for Metal, 5% Elite, and 3% Platinum
• Minimum spend: BHD 10
• Monthly cap: BHD 250 spend
• Valid on selected merchants (SHEIN.COM, AliExpress, Temu, Namshi, IHERB, Alibaba, Mumzworld, Amazon, Noon)

6. Subscriptions

• Cashback: 5% for Metal, 5% Elite, and 3% Platinum
• Minimum spend: BHD 1
• Cashback applies up to BHD 50 monthly spend
• Includes entertainment, AI tools, gaming, and ride-hailing services
• Valid on selected merchants (NETFLIX, Spotify, Disney Plus, beIN, OSN, ChatGPT, Claude, Gemini, PlayStation, Xbox, Steam)

7. Free International Transfer Offer

• Spend BHD 200 internationally OR BHD 500 locally
• Earn 1 free transfer promo code
• Valid for one-time use only
• Customer is eligible for 1 promo code per month.
• Non-transferable, non-redeemable for cash
• Valid for a limited period