Open without the branch queue
Most banks want six-plus documents and an in-branch visit. With stc pay, you open and fund your account online in minutes by transferring from any bank. No waiting, no queuing.
Business Accounts, opened online in minutes
Run your business from one portal, three dedicated accounts, a virtual IBAN, and live balances. No branch visit. No paperwork.
Open an account
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Open in minutes
Set up and fund your account online from any bank. No branch visit, no paperwork.
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Three accounts, one portal
Main, Salary, and Cashback+ accounts work together from one place.
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Virtual IBAN
Send and receive local and international payments from a single address.
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Always audit-ready
Live balances, on-demand statements, and instant regulatory exports.
Why choose stc pay Business Accounts
Three accounts built for how businesses actually run
Your Main Account handles day-to-day operations. A dedicated Salary Processing Account keeps payroll separate and audit-ready. A Cashback+ Account automatically collects the rewards you earn, no manual effort.
A virtual IBAN that works like the real thing
Your stc pay virtual IBAN sends and receives both local and international payments from one address, whether you're settling supplier invoices or getting paid by overseas clients.
Full visibility, audit-ready
See live balances across every account anytime, and download statements on demand. When auditors or regulators come calling, your Salary Processing details export instantly.
Open your Business account in 5 minutes
Get started quickly with a fully digital onboarding experience. Through our integration with Bahrain's Ministry of Industry and Commerce, you can register your business account securely with minimal paperwork and no branch visits.
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Step 1
Register your business
Enter your company details and business registration information to begin your application.
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Step 2
Verify with CR number
Provide your commercial registration (CR) number for instant verification through official government systems.
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Step 3
Complete verification
Scan your CPR and complete KYC verification through our secure digital onboarding process.
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Step 4
Get started
Get started immediately by funding your account and issuing corporate cards.
Frequently asked questions
Designed to help businesses get started with confidence.
01 How do I open a business account and how long does it take?
Opening a business account is fully digital and takes approximately 5–7 minutes if you have all the required documents ready. Applications are typically reviewed and activated within 24–48 business hours, with no branch visit required.
02 Can I receive international payments and access my account information online?
Yes. Your virtual IBAN receives both local and international payments, and you can access all your account information online anytime.
03 How do I receive my portal login details?
Once your application is approved, your portal login details are sent to you securely so you can start managing your finances right away.
04 What documents are required to open a business account?
The required documents depend on your business type. For W.L.L. companies: Commercial Registration (CR), Bank Statement, VAT Certificate, Memorandum of Association, and CPRs of shareholders holding more than 20%. For Sole Proprietorships: Commercial Registration (CR) and Bank Statement.